How Àjọṣe Works
We've digitized the traditional African Ajo rotational contribution model, adding bank-grade security and complete automation.
1. Create an Account
Sign up and create your secure Àjọṣe profile in less than 2 minutes.
2. Verify Identity (BVN)
We use Mono to securely verify your Bank Verification Number. This ensures everyone on the platform is a real, verified individual, protecting the pool from defaults.
3. Join or Create a Group
Start your own 'Ajo' as an Admin and invite trusted friends, or join a group that matches your contribution target. Groups only start when fully filled.
4. Automate Contributions
Set up a secure direct debit mandate. When it's time to contribute, the funds are automatically swept from your account into the secure Ajo pool.
5. Get Paid
When it's your turn in the cycle, the entire pool is automatically disbursed directly to your verified bank account. No delays, no excuses.