Built for Trust.
Engineered for Scale.
Àjọṣe combines bank-grade open finance integrations with intuitive tools to completely automate and secure your Ajo contribution groups.
Identity & BVN Verification
Every member must pass a strict BVN verification process through our open-banking partners. Eliminate anonymous defaults and ensure you know exactly who is in your pool.
Direct Debit Auto-Sweep
No more chasing members for payments. Upon joining, members establish a direct debit mandate. Contributions are automatically swept from their linked bank accounts precisely when due.
Àjọṣe Credit Score
We track every successful payment and default across the platform to generate a universal credit score. Admins can restrict their groups to only allow members with high trust scores.
WhatsApp Integration
Receive instant notifications for payouts, upcoming debits, and group updates directly on WhatsApp. Keep your group engaged without requiring them to check the app daily.